When it comes to investing in an HVAC system, financing plays a significant role. HVAC systems are a big-ticket item that requires a significant investment, which can be a challenge for homeowners and small business owners. Luckily, Chatham Comfort Controls has been a trusted business in Chicago for over 23 years, providing various financing alternatives to meet the specific needs of all our customers. 

Many homeowners choose not to repair their HVAC appliances as they believe the cost is too high. The price is one of the biggest obstacles people have when repairing their HVAC unit. As a result, many are hesitant about calling an HVAC repair service or HVAC professional. However, you do not have to worry about not being able to afford Chatham Comfort Control services. We offer high-quality and comprehensive financing to all our customers. Whether you require a unit replacement or a simple repair, Chatham Comfort Controls offers financing options for any budget.  

What is Financing?

Financing is a lending process in which a bank or another lender provides funds to a borrower, with repayment terms agreed upon by both parties. The funds can be used for any purpose, from purchasing a home, a car, or even funding a business. In exchange for the loan, the borrower is required to pay interest and sometimes additional fees, which are determined by several factors, including the amount borrowed, credit score, and repayment period. 

How Financing Can Help You

Financing can unlock several benefits for both homeowners and business owners. For example, it can enable homeowners to replace their HVAC systems with more energy-efficient systems without breaking the bank. 

At Chatham Comfort Controls, we recognize the importance of financing and the convenience it brings to our customers. We offer options to all our customers, allowing them to spread their payments over time and customize their payment plan to suit their financial needs. We also work with a range of financing companies to help our customers get the best terms possible. With our financing solutions, our customers can purchase and install HVAC systems and like products without the stress of huge upfront costs.

Can’t Afford to Pay in Full Right Now? No Problem!

We provide homeowners with the opportunity to repair their heating or AC unit, no matter what financial situation they happen to be in at the time of the HVAC issue. Here are just a few of the reasons we recommend financing with us:

• It can help homeowners keep finances in check
• Homeowners can afford to repair their units, no matter how big the issue
• People can get the service they need as soon as possible
• A homeowner can potentially qualify for tax breaks or benefits
• Monthly payments can steadily decrease over time
• Tax breaks can be beneficial and occur when a more energy-efficient unit replaces an older one. Sometimes, repairing an old unit might seem like the most financially sound option, when replacing it can save more money in the long run. 

Chatham Comfort Controls provides financing for all our customers, regardless of what services they require. This flexibility allows our customers to have options of interest rates and terms on their warranties. We work with all kinds of warranty companies to help you find a financial option that works for your budget and needs. Many different banks finance Chatham Comfort Control services. Each company has unique terms and conditions based on credit score, the amount needed, or the type of loan given. 

In situations where a homeowner can’t afford their HVAC unit, professionals usually recommend this method. An HVAC appliance is a necessary addition to any home, so having it in working order is essential for the harshest seasons. Thankfully, there are plenty of financing options Chatham Comfort Controls offers to our customers who are having trouble affording their unit. 

Our Financing Plans:

Secondary Financing Budget for Troubled Credit

Chatham Comfort Controls provides the option of secondary financing budget for individuals with troubled credit. This  option allows you to get your HVAC system installed or repaired while pacing out payments over time. You can choose a payment plan with what you can afford, without having to compromise on the safety and efficiency of your HVAC system. This is key during cold Chicagoan winters or summer heat waves. Don’t settle when it comes to your and your family’s comfort. Let Chatham Comfort Controls financing options work for you! Read our reviews to learn how we can help you. 

0% Interest for 12 to 72 Months

Chatham Comfort Controls offers up to 72 months of financing with 0% interest rates. This option is an excellent choice for those who can afford a higher monthly payment. By opting for this financial plan, you can enjoy the maximum benefit of an energy-efficient and reliable HVAC system that meets your requirements while spreading out the cost in a convenient way.

Traditional Financing

Chatham Comfort Controls also offers standard financing options. Through this option, customers can acquire funds to purchase an HVAC system at a favorable interest rate. When opting for this financing option, you will be required to pay back the loan amount with interest over a period of time. For HVAC systems, this means that you can acquire the necessary funds to purchase your new air conditioning or heating unit, and then gradually pay back the money with interest. 

Traditional financing options typically require a credit check, proof of income or employment to determine your ability to pay back the loan. However, if you have a good credit score, you are more likely to qualify for lower interest rates and more favorable loan terms. It’s always best to consult with a financial advisor to determine what kind of loan. 

Chatham Comfort Controls offers financial plans for any budget and any restriction. Please call us first to learn more in depth about our financing options, so you can get what you need. 

Who Can Finance?

We offer numerous financial solutions for anyone who needs a HVAC service but is struggling currently to afford the service in full. We work with many kinds of lenders who finance any credit score. Whether low or high, there is a financing option for you. Please be sure to call us first so we can make sure everything is in order to get your financing plan started. We will help you get the best rate to find the best solution for a new heating or cooling system — to save you from shivering or sweating. 

How Do We Do This?

One of the reasons Chatham Comfort Controls is so effective at our financing plans is that we offer fixed-rate interest. Because of this, these interests make it easier than ever to pay off repairs, maintenance, and installation. After all, we want you to get exactly what you need.

We recommend that interested homeowners contact us to assess the situation and offer more comprehensive financing results. Once we have a complete picture of a homeowner’s financial and credit standing, we can provide a practical solution that best meets their needs. Let us take the guesswork out of home improvement financing!

Benefits of Chatham Financing Options

A Variety of Financing Options Available

Chatham Comfort Controls recognizes that every customer has unique financial needs, which is why they offer a range of options suited to a variety of budgets. Whether you need financing for repairs, installation, or maintenance services, Chatham Comfort Controls has a solution tailored to your circumstances. Our financing options cater to both residential and commercial customers, ensuring that we can provide services to all customers regardless of your financial situation.

Special Terms and Deals

Chatham Comfort Controls offers special terms and deals to make HVAC services even more affordable. Some of these terms include lengthy repayment periods, no interest financing, and reduced monthly payments. These special terms and deals help customers to manage their financing responsibly and avoid the stress of unexpected expenses. Call us ahead of time to see what we can offer to your specific needs. 

Choose Chatham For Financing Your HVAC Needs

With various financing options available today, it’s easier than you may think to afford quality HVAC services. With a wide range of financing alternatives available for any budget, including special terms and deals, Chatham Comfort Controls helps customers to decide the financing option that fits their budget best. Chatham Comfort Controls makes it affordable for homeowners to finance their HVAC system’s repair and replacement needs. Our flexible financing options, quick and easy approval, low-interest rates, budget-friendly monthly payments, and exceptional customer service are just some of the reasons to choose Chatham Comfort Controls.

If you’re considering financing for your HVAC services, trust Chatham Comfort Controls to help you find the right financing option to meet your needs and budget.